I've always been a fan of the versatile lightweight rain jacket for cool mornings - wet or dry! I couldn't resist the sale and got BOTH Charcoal and Charcoal/White. Great fit and can be layered! Charcoal is my workhorse and C/W is my jacket for style!
Getting caught in the rain is fact of life. It happens. Luckily I received one of these light jackets as a gift last Holiday season and it has served me well. It is not bulky but very water protective at the same time. I keep mine in my trunk right next to my clubs so that I can grab it if I am playing in bad weather or if it starts raining while I drive to work and I - as is usually the case - have not packed an umbrella. Do yourself a favor, get one of these and forget about your rain problems